Safe Harbor Term LifeSM

Phoenix Safe Harbor TermSM Life

Get the most out of life.

Phoenix Safe Harbor Term Life — a term life insurance policy specifically helps families get the most out of life.

Term insurance is an effective way to protect your family and cover expenses like short and long-term debts, medical bills, and college tuition in the event of an unexpected death. Phoenix Safe Harbor Term Life and Phoenix Safe Harbor Term Life Express offer death benefit protection in periods of 10, 15, 20 or 30 years.

Both Phoenix Safe Harbor Term products also include four living benefit riders1, offering additional flexibility and coverage for a number of unexpected events. These riders are available at no additional premium and offer protection for:

  • Critical Illness
  • Chronic Illness
  • Terminal Illness
  • Unemployment


Important Disclosures

1 Administrative charge will apply upon rider exercise. The policy death benefit will be reduced when rider is exercised. Rider benefits are not long-term care. See product brochure for additional details.