1. Withdrawals made during the life of the contract will reduce the amount payable upon annuitization.
An investment in the contract is subject to possible loss of principal and earnings, since a surrender charge and market value adjustment may apply to withdrawals or upon surrender of the contract.
Lifetime payments and guarantees are based on the claims paying ability of PHL Variable Insurance Company.
The Nassau MYAnnuity is subject to state approval and is issued under form ICC17IFDA; ICC17IFDAN; 17IFDA or state variation. Product features, options and availability may vary by state.
Annuities are long-term investment vehicles. Annuities held within qualified plans do not provide any additional tax bene t. With certain exceptions, surrender charges apply to withdrawals taken during the initial Guarantee
Period and a market value adjustment, which may increase or decrease the amount received upon withdrawal, may also apply at any time.
All or a portion of amounts withdrawn are subject to ordinary income tax, and if taken prior to age 59 1⁄2, a 10% IRS penalty may also apply. Phoenix does not provide tax, financial or investment advice, or act as a fiduciary
in the sale or service of the product. Consult a tax advisor or financial representative about your specific circumstances.
This is a brief description of Nassau MYAnnuity, a modified Single Premium Deferred Annuity, this summary is for informational purposes only, please refer to your Contract for any other specific information including limitations,
exclusions and charges.
The information above, including the Product Disclosure Document is intended for use by the general public and is not individualized to address any specific investment objective. It is not intended as investment or financial
advice. We encourage you to consult with an advisor who can tailor a financial plan to meet your needs.
Nassau MYAnnuity is an insurance contract, not an investment; it doesn’t provide ownership of any stocks, bonds, index funds, or any other securities.